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Indie alternatives to Quicken
6 products made by independent developers and small teams that do what Quicken does, 4 of them with a free plan. Free and open-source options come first.
At a glance
| Product | Price | Open source | Self-host | Platforms |
|---|---|---|---|---|
| Actual Budget | Free | Yes | Yes | Web, Self-hosted, Windows, Mac, Linux |
| Firefly III | Free | Yes | Yes | Web, Self-hosted |
| GnuCash | Free | Yes | – | Mac, Windows, Linux |
| hledger | Free | Yes | – | Mac, Windows, Linux, Web |
| Lunch Money | Paid | – | – | Web, iOS, API |
| Monarch Money | Paid | – | – | Web, iOS, Android |
The alternatives
1. Actual Budget
Open-source, local-first personal budgeting app
Actual Budget is a free envelope-budgeting app you can run locally or self-host, with bank syncing options and multi-device sync.
Free · Web, Self-hosted, Windows, Mac, Linux · Website ↗
2. Firefly III
Self-hosted personal finance manager
Firefly III is a free, open-source app for tracking expenses, budgets and accounts on your own server.
Free · Web, Self-hosted · Website ↗
5. Lunch Money
Personal finance and budgeting app for modern spenders
Lunch Money is a budgeting and expense tracking web app with multi-currency support, bank syncing, rules and a developer API.
Paid · Web, iOS, API · Website ↗
6. Monarch Money
Budgeting, net worth and investment tracking
Monarch Money tracks spending, budgets, net worth and investments across linked accounts, with sharing for couples.
Paid · Web, iOS, Android · Website ↗
Questions
Is there a free alternative to Quicken?
Yes. 4 of the 6 indie alternatives listed here have a free plan or are free: Actual Budget, Firefly III, GnuCash and hledger.
Is there an open-source alternative to Quicken?
Actual Budget, Firefly III, GnuCash and hledger are open source.
Can I self-host an alternative to Quicken?
Yes: Actual Budget and Firefly III can run on your own server.
Which Quicken alternatives work on Mac, Windows, iPhone or Android?
On Mac: Actual Budget, GnuCash and hledger. On Windows: Actual Budget, GnuCash and hledger. On Linux: Actual Budget, GnuCash and hledger. On iPhone and iPad: Lunch Money and Monarch Money. On Android: Monarch Money. On the web: Actual Budget, Firefly III, hledger and 2 more.
What makes these alternatives to Quicken “indie”?
They are built by independent developers or small teams rather than large companies. Each one is listed because it does the same core job as Quicken.
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