All alternatives › Mint
Indie alternatives to Mint
9 products made by independent developers and small teams that do what Mint does, 3 of them with a free plan. Free and open-source options come first.
At a glance
| Product | Price | Open source | Self-host | Platforms |
|---|---|---|---|---|
| Actual Budget | Free | Yes | Yes | Web, Self-hosted, Windows, Mac, Linux |
| Firefly III | Free | Yes | Yes | Web, Self-hosted |
| Wallet by BudgetBakers | Free plan | – | – | Web, iOS, Android |
| Copilot Money | Paid | – | – | iOS, Mac, Web |
| Lunch Money | Paid | – | – | Web, iOS, API |
| Monarch Money | Paid | – | – | Web, iOS, Android |
| MoneyMoney | Paid | – | – | Mac |
| Tiller | Paid | – | – | Web |
| YNAB | Paid | – | – | Web, iOS, Android |
The alternatives
1. Actual Budget
Open-source, local-first personal budgeting app
Actual Budget is a free envelope-budgeting app you can run locally or self-host, with bank syncing options and multi-device sync.
Free · Web, Self-hosted, Windows, Mac, Linux · Website ↗
2. Firefly III
Self-hosted personal finance manager
Firefly III is a free, open-source app for tracking expenses, budgets and accounts on your own server.
Free · Web, Self-hosted · Website ↗
3. Wallet by BudgetBakers
Expense tracking and budgeting app
Wallet by BudgetBakers tracks spending, budgets and accounts with bank sync and shared accounts.
Free plan · Web, iOS, Android · Website ↗
4. Copilot Money
Budgeting and spending tracker for Apple devices
Copilot Money is a personal finance app for iPhone, iPad and Mac that categorizes spending and tracks budgets and investments.
Paid · iOS, Mac, Web · Website ↗
5. Lunch Money
Personal finance and budgeting app for modern spenders
Lunch Money is a budgeting and expense tracking web app with multi-currency support, bank syncing, rules and a developer API.
Paid · Web, iOS, API · Website ↗
6. Monarch Money
Budgeting, net worth and investment tracking
Monarch Money tracks spending, budgets, net worth and investments across linked accounts, with sharing for couples.
Paid · Web, iOS, Android · Website ↗
7. MoneyMoney
Online banking and finance app for Mac
MoneyMoney connects to bank accounts, credit cards and PayPal on macOS and categorizes transactions for budgeting and analysis.
Paid · Mac · Website ↗
Questions
Is there a free alternative to Mint?
Yes. 3 of the 9 indie alternatives listed here have a free plan or are free: Actual Budget, Firefly III and Wallet by BudgetBakers.
Is there an open-source alternative to Mint?
Actual Budget and Firefly III are open source.
Can I self-host an alternative to Mint?
Yes: Actual Budget and Firefly III can run on your own server.
Which Mint alternatives work on Mac, Windows, iPhone or Android?
On Mac: Actual Budget, Copilot Money and MoneyMoney. On Windows: Actual Budget. On Linux: Actual Budget. On iPhone and iPad: Wallet by BudgetBakers, Copilot Money, Lunch Money and 2 more. On Android: Wallet by BudgetBakers, Monarch Money and YNAB. On the web: Actual Budget, Firefly III, Wallet by BudgetBakers and 5 more.
What makes these alternatives to Mint “indie”?
They are built by independent developers or small teams rather than large companies. Each one is listed because it does the same core job as Mint.
Ask your AI instead
Add Indie Alternatives to ChatGPT, Claude or Cursor and ask “a cheaper Mint alternative that works on my Mac” in your own words, with your budget and platform. Set it up
Related
- Alternatives to QuickBooks · 7
- Alternatives to Quicken · 6
- Alternatives to YNAB · 5
- Alternatives to Personal Capital · 4
- Alternatives to Splitwise · 3
Browse: Personal Finance
Made one? List your product, it's free.