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YNAB
Zero-based budgeting app
YNAB (You Need A Budget) is a budgeting app built around giving every dollar a job, with bank syncing and goal tracking.
YNAB is an alternative to
Looking for something else? See 5 alternatives to YNAB.
YNAB compared with similar tools
| Product | Price | Open source | Self-host | Platforms |
|---|---|---|---|---|
| YNAB | Paid | – | – | Web, iOS, Android |
| Actual Budget | Free | Yes | Yes | Web, Self-hosted, Windows, Mac, Linux |
| Lunch Money | Paid | – | – | Web, iOS, API |
| MoneyMoney | Paid | – | – | Mac |
| Monarch Money | Paid | – | – | Web, iOS, Android |
| Wallet by BudgetBakers | Free plan | – | – | Web, iOS, Android |
| Goodbudget | Free plan | – | – | Web, iOS, Android |
Similar to YNAB
Actual Budget
Open-source, local-first personal budgeting app
Actual Budget is a free envelope-budgeting app you can run locally or self-host, with bank syncing options and multi-device sync.
Free · Web, Self-hosted, Windows, Mac, Linux · Website ↗
Lunch Money
Personal finance and budgeting app for modern spenders
Lunch Money is a budgeting and expense tracking web app with multi-currency support, bank syncing, rules and a developer API.
Paid · Web, iOS, API · Website ↗
MoneyMoney
Online banking and finance app for Mac
MoneyMoney connects to bank accounts, credit cards and PayPal on macOS and categorizes transactions for budgeting and analysis.
Paid · Mac · Website ↗
Monarch Money
Budgeting, net worth and investment tracking
Monarch Money tracks spending, budgets, net worth and investments across linked accounts, with sharing for couples.
Paid · Web, iOS, Android · Website ↗
Wallet by BudgetBakers
Expense tracking and budgeting app
Wallet by BudgetBakers tracks spending, budgets and accounts with bank sync and shared accounts.
Free plan · Web, iOS, Android · Website ↗
Goodbudget
Envelope budgeting app you can share
Goodbudget is a virtual envelope budgeting app that syncs between devices for households and couples.
Free plan · Web, iOS, Android · Website ↗
Copilot Money
Budgeting and spending tracker for Apple devices
Copilot Money is a personal finance app for iPhone, iPad and Mac that categorizes spending and tracks budgets and investments.
Paid · iOS, Mac, Web · Website ↗
Firefly III
Self-hosted personal finance manager
Firefly III is a free, open-source app for tracking expenses, budgets and accounts on your own server.
Free · Web, Self-hosted · Website ↗
Questions
Is YNAB free?
YNAB is a paid product.
What platforms does YNAB run on?
YNAB is available for Web, iOS, Android.
What are some alternatives to YNAB?
Similar indie products include Actual Budget, Lunch Money, MoneyMoney, Monarch Money and 4 more.
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